'Many people in the United States desperately need a relaxing getaway, and having a credit card that you can use for 'travel' is one of the simplest and most convenient methods to take a trip for a low or even free cost. This is where the guide that CNN Underscored has compiled on the top travel credit cards for 2022 might be useful.
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'The Citi® Double Cash Card serves as the "benchmark credit card" that our thorough approach uses to evaluate the many aspects of each travel credit card to determine which cards provide the potential for the greatest number of bonuses or rewards. Consider which of the 'credit cards' on our list of the best travel credit cards in 2022 you may be able to use to finance the trip of a lifetime that you've been daydreaming about going on. Take a few minutes to review the list and think about which card would be the best option.
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'The Chase Sapphire Preferred Credit Card
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'In a single phrase, this is why it's so wonderful: Every dollar you spend with your Chase Sapphire Preferred card will earn you valuable Ultimate Rewards points. People with larger-than-average travel and eating costs (including food delivery) looking for a card with basic transferable points and a low annual fee might consider applying for this card.
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'Gold: A Product of American Express
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'This is why it's so wonderful in a single phrase: Amex travel points on almost all of their food-related purchases, regardless of whether or not they are currently traveling. People who can use all of the card's numerous credits and who spend a large amount of money at restaurants, food delivery services, or supermarkets in the United States while they are not traveling may consider applying for this card.
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'The Chase Sapphire Reserve
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'The very well-liked Chase Sapphire Reserve comes with a steep price tag, but it also comes with a $300 yearly travel credit, access to airport lounges, a big earning rate when you use Lyft, and at least three points for every dollar spent on traveling and eating out. People who make many travel purchases while traveling and in their regular life when they are not traveling are good candidates for this card.
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'The American Express Platinum Card is a heavyweight regarding travel perks, including numerous annual credits; access to more than 1,300 airport lounges worldwide. Although it is not cheap, the famous American Express Platinum Card is heavy in travel perks, including access to more than 1,300 airport lounges. People looking for high-end luxury travel advantages, refundable trip credits, and travel incentives that may be transferred might consider applying for this card.
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'American Express Delta Skymiles
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'The Delta SkyMiles Gold American Express Card is an easy win if you occasionally fly Delta. If you take advantage of its first checked bag free benefit for you and up to eight companions on just one round-trip a year, the card's $99 annual fee is easily offset, and it even comes with a $0 introductory fee for the first year. Why it's great in a sentence: If you fly Delta occasionally, the card is a win (see rates and fees). People who want to avoid paying checked bag fees on Delta flights while still benefiting from priority boarding and other standard Delta privileges may consider applying for this card.
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'The World of Hyatt Credit 'Cards' comes with a robust collection of bonus categories and allows cardholders to earn points. People who stay at Hyatt hotels regularly under typical travel circumstances, particularly those working toward Hyatt's elite status, are ideal candidates for this card. The Capital One Venture Rewards program includes:
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- 'You will earn 2 Capital One miles per dollar on every purchase you make with the Capital One Venture Credit Card, and you can redeem those miles for any travel purchase you make at a rate of 1 cent per mile. Additionally, you can transfer your miles to airline partners of Capital One for potentially even more valuable redemptions. '
- 'Spending $4,000 on purchases during the first three months of starting the account will earn you 75,000 extra miles to use toward future travel. Some individuals seek travel incentives that are straightforward to redeem. Some people are OK with more difficult redemptions if it means that they can get more value out of their miles. The Capital One Venture card offers you benefits from both rewards programs and cash-back options. '